Your Southern California REALTOR Team!
  • Fernando and Sonia Vasquez
  • (951) 428-4383 – (310) 968-0877
  • SoniaVasquez@remax.net
  • CalBRE #s 01993115, 01836081

Reasons for Title Insurance

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Reasons for Title Insurance

Title Insurance will protect you against a loss on your home or land due to a title defect. A deed or mortgage in the chain of title may be a forgery.

  • Title Insurance will protect you against a loss on your home or land due to a title defect.

  • A deed or mortgage in the chain of title may be a forgery.

  • Claims constantly arise due to marital status and validity of divorces.

  • A deed or mortgage may have been made by an incompetent or under aged person.

  • A deed or mortgage made under an expired power of attorney may be void.

  • A deed or mortgage may have been made by a person with the same name as the owner.

  • A child born after the execution of a will may have interest in the property.

  • Title transferred by an heir may be subject to a federal estate tax lien.

  • An heir or other person presumed dead may appear and recover the property or an interest.

  • A judgment regarding the title may be voidable because of some defect in the proceeding.

  • By insuring the title, you can eliminate delays when passing your title on to someone else.

  • Title Insurance reimburses you for the amount of your covered loss.

  • Title Insurance helps speed negotiations when you're ready to sell or obtain a loan.

  • A deed or mortgage may be voidable if signed while the grantor was in bankruptcy.

  • Claims have risen dramatically over the last 30 years.

  • There may be a defect in the recording of a document upon which your title is dependent.

  • Title Insurance covers attorney fees and court costs.

  • Many lawyers protect their clients as well as themselves by procuring title insurance.

  • A deed or mortgage may have been procured by fraud or duress.

  • A title policy is paid in full by the first premium for as long as you own the property.

Enclosed information is deemed reliable but is not guaranteed.